Well all the rushing around and spending money on Christmas is finally over. I have to say that I am quite proud of my husband and I this year. We didn’t go overboard and didn’t spend quite as much money as in previous years. The kids still had a great Christmas and we still have money left over. I guess we really won’t need to worry about having the commercial collection agencies calling us day in and day out over money this year. It’s a great feeling to know that the kids had a great Christmas and we didn’t break the bank to do it. Hopefully we will be able to continue this trend in years to come. I really don’t think anyone lost out on anything this year and we still have enough money left over to get us through the winter months.